MMM! What is MMM?
MMM is a community of
mutual help among its participants. In this community, participants “provide
help” and also “get help” from each other from the amount they provided help
with, plus 30% of the amount. Example, when you provide help of 20,000 naira,
another participant pays you 20,000 + 30% of 20,000 = 26,000 naira.
This
community was started by a Russian mathematician called Sergei Mavrodi in
Russia. Now, this community is almost in all parts of the world, of course
including 9ja.
With
the increase in popularity that MMM has drawn in Nigeria, of course people areasking questions, questions like; is MMM for real? So here I compiled some “goodies”
that MMM has brought to Nigeria.
1.
Improved Trust among Nigerians
Before MMM, trust among Nigerians was far from normal. Nobody can trust another person with his money, but among the members of MMM, that has changed. Just imagine you not knowing the person you are sending money to, but you send it anyway, why? Because you “trust” another person to refund your money better still with 30% of the money you provided help with. Isn’t this wonderful? There have never been complaints that anyone provided help and wasn’t paid back. Ever!!!!
2.
Perception
You
know generally, almost in all parts of the world, see Nigerians as dubious,
corrupt, criminalists, yahoo-yahoo etc. but for MMM to work in this part of the
world properly, it’s a thing of pride and a kudos to Nigeria’s participants,
and Nigeria as a whole. Definitely this has changed the “perception” of the
world towards Nigeria, to really see us as the “good people, great nation” that
we are. It has also changed the perception between the ethnic groups. It’s a cliché
thing that all Igbos are “money mongers” so therefore can do ANYTHING to have
it, all Yorubas are “dubious” people, and all Hausas are “mumus”, LOL! But MMM brought
people of these entire ethnic groups in a single community and they still
co-exist. A Hausa man providing help to an Igbo man, an Igbo man providing help
to a Yoruba man etc., and everyone complies without grudges. Hmm MMM is
wonderful indeed. Imagine keeping these set of people in a single roof, what do
you think will happen? Trouble right? But MMM managed to do that.
3.
Reduced the feel of economic recession among Nigeria participants
This
is a very important one. In this regime where job is hard to find, jobs are
lost, salaries are reduced, salaries are not paid for months, things are
expensive in the market to buy, etc., MMM participants have felt these little
or not at all because, when you provide help with your spare money in this
community, you will not be left alone. Graduates who were once unemployed, have
been able to raise capital through MMM to start up their business and therefore
making a living. A friend of mine who was an unemployed graduate before MMM,
acquired 2 pieces of land and a keke NAPEP, he started by providing help of
just 30,000 naira. And when you see their testimonial videos, you will see
people who have done more than this friend of mine. MMM is indeed transforming
the lives of Nigerians.
4.
Reduced crime rate
This math is simple. High rate of unemployment = high rate of poverty = frustration = hate = crime. Simply put, unemployment causes poverty, poverty causes frustration, frustration causes hate, and hate causes crime (stealing, kidnappings, cultism etc.). But with MMM, this means you have source of income, and when you have source of income, it automatically means you have money to spend, and this reduces crime rate. Money is very important you know!!!
5. Ample of time to spend with family and loved ones
I know that to most Nigerians, this doesn’t matter. But it does in a way or the other. The cause of most problems in our marriages or relationships is the lack of sufficient time spent together. And why don’t we have sufficient time? This might be due to long hours of work throughout the week, numerous jobs by an individual etc. MMM isn’t saying you should quit your jobs and focus on it, in fact it encourages you to work, but its saying that with another channel of income, you can be the boss of your own, and if you are the boss of your own, you can have quality time with your loved ones at any time of your willing.
I am not saying that there are no
demerits to MMM Nigeria, but the good things that this community has brought to
Nigeria overthrows the demerits, and therefore cannot be overlooked and should
have positive reviews that it rightfully deserves.
Comments
Post a Comment